Consumer Loan | Luminor



Choice is yours

If you need the funds to make some bigger purchase, choose well considered borrowing – Luminor consumer loan.

Appreciate the benefits

Representative example for consumption needs

Loan amount Loan maturity Annual fixed interest rate Agreement fee Bank account maintenance monthly fee Total amount payable Monthly instalment Annual Percentage Rate (APR)
EUR 3,000 3 years 12 % EUR 0 EUR 1 EUR 3,623 EUR 99.60 13.46 %

Learn more about other consumer loan types

Representative example for car purchase

Loan amount Loan maturity Annual fixed interest rate Agreement fee Bank account maintenance monthly fee Total amount payable Monthly instalment Annual Percentage Rate (APR)
EUR 6,000 5 years 11 % EUR 60 EUR 1 EUR 7,947 130.45 12.43 %

Representative example for home renovation

Loan amount Loan maturity Annual fixed interest rate Agreement fee Bank account maintenance monthly fee Total amount payable Monthly instalment Annual Percentage Rate (APR)
EUR 6,000 5 years 11 % EUR 60 EUR 1 EUR 7,947 130.45 12.43 %

Apply for the consumer loan

1

Find out your creditworthiness

To qualify for the Consumer loan, your need to satisfy the following requirements:

  • min. age – 21 year
  • positive credit history
  • monthly income – at least EUR 360 after taxes

You can use the calculator to find out your creditworthiness.

2

Fill out the application

Fill out the application

3

Receive the answer

After the submission of application we will contact you within a single business day to agree on further steps

4

Enter into agreement

After entering into the agreement the money will be credited on your account immediately. A loan agreement can also be entered remotely – during a telephone conversation or by approving an agreement in the Internet-bank

Necessary documents

  • Credit application
  • Account overview for the last 6 months (if you are not our client)
  • Passport or eID card

Useful links

Pricelist
Rules

Get money for your needs easy and quickly!

See also: Become a customer, Credit cardsLoan for property purchase without collateral, Loan for car purchase, Banking packages